It's that time again! If you've been following me at all, you may have seen my similar contest on car insurance several months back. This time around, it's all about home insurance. Keep in mind, this isn't just for owned homes. This is about home insurance, renter's insurance or condo insurance.
Now, same as last time, take this quiz and leave me a comment OR Tweet at me at @SactoFoodAndIns with your answers. I won't judge this on the number of answers correct! This isn't a contest to see who can Google things, but really to test your own knowledge to make sure you really "get" your policy. For one random California resident who submits their answers, a $10 Chevron gas card is on me.
Question 1) What are the two main occurrences NOT covered under standard home insurance policies in California?
Question 2) True or false: The best way to compare different home insurance companies is to have them quote you using the exact same coverage as each other.
Question 3) True or false: Like auto insurance, you can only be surcharged for "at-fault" claims on your home insurance.
Question 4) True or false: A home that you own and reside in will be insured with a different type of policy than one that you own but rent out.
Question 5) Of the following, which three have limited coverage under most home policies in California: computers, TVs, jewelry, sports cards, designer clothing, furniture, video game consoles, or appliances.
Easy, right? Comment or Tweet away, and just make sure to leave me a way to contact you if you're the lucky winner. I'll select the winner on Thursday, 9/1!
3 comments:
ok, let's see if comments work???
1) Earthquake and Flood
2) True? Apples to Apples is always best
3)I don't know what this means. True.
4) True? I feel like this is a trick question because the renter needs their own (rental) insurance but the owner still needs to maintain a regular policy on the house/structure/land. But if you live in your house you need that interior contents insurance.
5) jewelry, sports cards, designer clothing, I just picked those because they seem less replaceable
from @hathman
1. Flood and natural disaster
2. true
3. true
4. true
5. computers, clothing, jewelry
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