So, you think you know car insurance?

So, I'm not getting much in the way of RSVPs for Dinner and a Deductible (featuring a free meal from Drewski's Hot Rod Kitchen), so you folks must all totally understand your car coverage, right?

Well, let's find out. For all of you California-dwelling folks, I welcome you to take this quiz and leave me a comment with your answers. I won't judge this on the number of answers correct! This isn't a contest to see who can Google things, but really to test your own knowledge to make sure you really "get" your policy. For one random California resident who submits their answers, a $10 Chevron gas card is on me.

Sound good? Get your brains fired up:

Question 1) Assuming your car isn't financed ,what is the one and only portion of your auto insurance policy that you're required to have?

Question 2) Now let's assume your car IS financed! What are the other two portions you're now required to have?

Question 3) What are the two pieces of your policy that generally cost you the most?

Question 4) True or false: Any at-fault physical damage claim you file on your own car can cause you to be surcharged on your policy.

Question 5) True or false: Age, type of car, type of coverage and your driving record all come into play with your overall policy pricing.

Simply enough, right? Comment away, and just make sure to leave me a way to contact you if you're the lucky winner. I'll select the winner on Thursday, 6/23!